Checking Accounts
Traders Best Account:
Minimum Opening Balance = $100
No Monthly Service Charge with minimum $101 balance.
Monthly Interest on balances > $1,000.
If account is closed before interest is credited you do not receive the accrued interest
Monthly Statements
The rate paid on account is subject to change at any time
BANCLUB Account: account details and service fees listed below
Minimum Opening Balance = $100
Free Checks Offered
Individual (Member is insured up to $10K for accidental death)..................................................$4.00
Joint (owner and co-owner are insured $10K each for accidental death)..................................................$5.00
Family Plan (each family in the BANCLUB is insured to $30K for accidental death)..................................$6.00*
*($30K total coverage, husband and wife, $1,500 each minor child for accidental death)
Investment Account:
Minimum Opening Balance = $1000.00
No monthly service charge for balances over $1,000 ($15.00 if less than $1,000)
If account is closed before interest is credited you do not receive the accrued interest
Monthly interest tiered to your account balance (the higher your balance, the higher you yield)
Unlimited check writing privileges
No charge for issue of Bank Official Checks
The rate paid on account is subject to change at any time
Money Market Checking Account: account details and service fees listed below
Minimum Opening Balance = $2,500
Six (6) transfers per cycle
The rate paid on account is subject to change at any time
If account is closed before interest is credited, you do not receive the accrued interest
Regular Checking Account: a checking account for which the monthly fee is based on the average balance maintained and the number of transactions recorded
Check Images included with Statement
Low Balance during Month....Fee
$0-100 ..............................................$4.00
$101-200..........................................$3.00
$201-300..........................................$2.00
$301-400..........................................$1.00
$401-Over........................................No Charge
